This is the privacy policy statement for Electric Car Loans and Clark Family Pty Ltd in relation to this website.
We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, disclose and protect your personal information when you use our website and related services.
Information We Collect and How It is Used
When you contact Electric Car Loans, we may collect your name, contact details and the information you choose to include in your message. We use this information to respond to your request or feedback.
Electric Car Loans operates as an information, tools and resources website. We do not accept finance or insurance applications, quote requests or borrowing requirements for referral, and we do not refer visitors to brokers, lenders or insurers.
If you choose to subscribe to MoneyTips, information you provide through the subscription process is used to administer your informational newsletter subscription. A MoneyTips subscription is not a finance enquiry, quote request, eligibility assessment or referral request.
We may also use personal information where reasonably necessary to respond to a privacy request, investigate a complaint, maintain appropriate records, meet our legal or regulatory obligations, or manage the operation of this website.
If you do not provide the information needed to respond to your message or administer a subscription, we may not be able to complete that request.
Disclosure of Personal Information
We may disclose personal information to service providers that assist us in operating our website and related publishing activities, where reasonably necessary for those purposes. We may also disclose personal information where reasonably necessary to respond to an enquiry or complaint or comply with legal or regulatory obligations. We do not disclose your information to brokers, lenders or insurers for referral through this website.
We do not currently disclose personal information to overseas recipients. If our information-handling practices change and personal information is likely to be disclosed to recipients outside Australia, we will update this Privacy Policy as required.
Please note: If you follow an external link or advertisement and provide information directly to another organisation, that organisation's own privacy policy and terms will apply to that information.
Cookies and Tracking Technologies
Electric Car Loans uses cookies and similar technologies to support website functionality, maintain session information, understand how visitors interact with our website and improve system performance and user experience.
We use Google Analytics 4 for analytics and measurement, and Google Ads website tagging and Microsoft Advertising UET for advertising measurement and conversion-related functionality. These services may use cookies, pixels or similar technologies to collect information about your device, browser, pages visited and interactions with our website. Measurement does not mean that this website accepts finance or insurance enquiries.
Google Signals and Google Analytics user-provided data collection are disabled, as is personalised advertising through our verified Google Analytics-to-Google Ads links. Enhanced conversion tracking and Microsoft Clarity are disabled for our Microsoft UET tag, and no remarketing audiences or lists are based on that tag.
Where these technologies involve the collection, use or disclosure of personal information, we take reasonable steps to ensure that they are used consistently with applicable privacy requirements. We seek to limit the information collected to what is reasonably necessary for the relevant purpose.
You can control or disable cookies through your browser settings. Our website does not currently send consent signals to Google Ads; website tag data is labelled by default in Google Ads Data Manager as not having consent granted.
Security and Retention of Personal Information
We take reasonable steps to protect personal information we hold from misuse, interference, loss, unauthorised access, modification and disclosure. These measures may include access controls, secure systems, authentication measures and other technical and organisational safeguards appropriate to the information being handled.
We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including responding to messages, administering subscriptions, maintaining appropriate business and compliance records, resolving complaints and meeting legal or regulatory obligations.
When personal information is no longer required to be retained, we take reasonable steps to securely destroy or de-identify it, subject to any legal or record-keeping requirements.
Access and Correction of Personal Information
You may request access to the personal information we hold about you at any time. We will not charge any fee for making a request but may charge you reasonable costs incurred in providing access, such as photocopying or postage.
You may also request correction of your personal information if you believe it is inaccurate, out of date, incomplete or misleading. We will respond to access and correction requests within a reasonable timeframe.
To make a request, please contact us. We may ask you to submit your request in writing or provide information necessary to verify your identity before providing access to personal information.
Complaints and Dispute Resolution
If you have any concerns about how your personal information has been handled, please contact us so that we can investigate and resolve your concern promptly.
If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC):
We regularly review and update our privacy policy to ensure ongoing compliance with applicable laws and best practices. Updates will be published on this page.
Contact Us
If you have any questions about this privacy statement, how we handle your information, or your dealings with this website, please contact us.
Australia’s planned changes to the electric vehicle fringe benefits tax concession are turning the $75,000 mark into a practical checkpoint for many households comparing EV finance options. Fresh industry discussion has focused on whether the growing supply of lower-priced electric cars can help avoid a demand shock when the first stage of the transition begins on 1 April 2027. - read more
Renault’s Scenic E-Tech has joined Australia’s growing electric SUV field, giving family buyers another option in the increasingly busy middle of the EV market. With pricing starting from $55,990 before on-road costs, the Scenic E-Tech is not pitched as a bargain-basement electric car, but it does bring a long-range battery, family-friendly packaging and a well-known European badge into a price band many households are already considering. - read more
Volkswagen Australia’s latest ID.4 update gives electric SUV shoppers another important reference point as the market moves from early-adopter pricing towards more practical family budgets. The arrival of the more affordable ID.4 Pure variant places Volkswagen more directly into the finance conversation for buyers who may have liked the brand’s EV credentials, but previously found the numbers difficult to justify against Korean, Chinese and Tesla alternatives. - read more
Recent reports that BYD is preparing its smallest electric hatch for Australia add another layer to the fast-moving budget EV story. The model, widely known overseas as the Atto 1, is expected to sit beneath BYD’s existing Dolphin hatch if it reaches local showrooms, giving price-sensitive buyers another reason to revisit the numbers on going electric. - read more
Understanding electric car loan eligibility can help Australian borrowers prepare a stronger, clearer application. This guide explains what lenders may assess, which documents are commonly requested, how credit checks work and what to expect during the approval process. - read more
Electric car loan repayments depend on more than the advertised interest rate. This guide explains how rates, comparison rates, fees, loan terms, deposits, balloon payments and borrower circumstances can affect EV finance costs in Australia. - read more
New and used electric cars can both be financed in Australia, but they may be assessed differently. Borrowers should consider price, battery condition, warranty, depreciation, lender vehicle-age criteria and valuation risk before choosing an EV loan. - read more
In recent years, there's been a noticeable shift in the way Australians think about transportation. Electric cars are becoming a popular choice for many, driven by a combination of environmental consciousness and technological advancements. With more charging stations popping up across the country and a wider range of cars available, going electric seems like an attractive option. - read more
Knowledgebase
Interest-Only Loan: A type of loan where the borrower only pays the interest on the principal balance for a set term.
